Who is a worker?
A worker (for workers compensation purposes) is a person who is engaged to perform work under a contract of service (as defined by the Return to Work Act 2014 (the Act)).
Contract of service represents a relationship formed between an employer and employee but in the context of the Act, the definition of "contract of service" has a much broader application. Self-employed contractors and other persons that meet particular criteria are also 'deemed' workers for the purpose of the Act, including people that work in the following classes of work:
- building work
- cleaning work
- driving a taxi-cab or similar motor vehicle
- driving or riding a vehicle (other than a commercial motor vehicle) for fee or reward
- performing as an entertainer
- performing work as an outworker where that work is governed by an award or industrial agreement that applies to 'outworkers'
- work of a minister, priest or other member of a religious order except a minister, priest, pastor, ordained minister, deaconess or lay priest of prescribed religious orders
- thoroughbred riding work performed by a licensed jockey.
If you contract workers in these industries you may be 'deemed' to be their employer and if so will need to register with ReturnToWorkSA. Each situation needs to be examined on a case by case basis, so if you are unsure whether you need to register, please call us on 13 18 55.
In general, workers are covered by the Return to Work scheme if they usually work or are based in South Australia, even if the work injury occurs outside the state. For guidance on coverage for interstate workers, read our Insurance cover for cross-border workers guide or call us on 13 18 55.