Support and benefits
If you’re injured at work you’ll be supported to recover from your injury and return to work and life as soon as possible. If your claim is accepted you may be eligible for:
Income support if you are unable to work
- 100% of your average weekly earnings for up to 52 weeks from the first day you are incapacitated to work
- then 80% of your average weekly earnings for up to 52 weeks.
Financial support for reasonable and necessary medical treatment
- for up to one year after your income support ceases
- reasonable travel expenses to your medical treatment, rehabilitation or examination.
What is considered reasonable treatment expenses will vary depending on the nature of your injury. Speak to your claims agent for further information.
Return to work services
- like job placement and retraining, as are reasonably required.
Lump sum payments
Following your impairment assessment, a report will be provided to your claims manager detailing the level of whole person impairment expressed as a percentage. This report will help your claims manager determine whether you have access to lump sum payments.
There are two lump sum payments available:
- Non-economic loss: If the whole person impairment percentage for your work injury is assessed at 5% or above, you will be entitled to a payment for non-economic loss.
- Economic loss: If the whole person impairment percentage for your work injury is 5% to 29% you will be entitled to a lump sum payment for economic loss.
If your whole person impairment percentage is 30% or above, you can access serious injury support that offers an alternative benefits package.
While you are waiting for your injury to stabilise, you may apply to ReturnToWorkSA to make an interim decision to classify your injury as serious until such time as you are able to undergo a permanent impairment assessment.
Serious injury support
ReturnToWorkSA will provide lifetime treatment, care and support to workers with a serious injury.
How we will support you
If you are assessed as seriously injured, you will be provided with:
- income support until retirement age
- 100% notional weekly earnings in the first year
- 80% notional weekly earnings for subsequent years
- lifetime treatment, care and support services
As part of recent changes to serious injury support, ReturnToWorkSA is strongly committed to helping people with a serious injury to pursue meaningful return to work employment options.
What this means for you
People with a serious injury will be provided and supported with fair and equitable access to employment opportunities. There is a sense of meaning and purpose that comes with being economically and socially engaged with your community, which positively impacts quality of life.
We will work closely with you and your doctor to better understand your functional capability, as this helps identify jobs that you are suited to. We'll also take into account your work history, skills and experience to tailor how we can best support you. We can provide access to services that help you prepare for returning to the workforce such as work simulation, vocational guidance and suitable retraining.
Did you know?
|Getting back to work helps you maintain a daily routine which gives you control and independence|
|Employment provides a sense of community connection and an opportunity to socialise and build friendships|
|Being employed means you'll receive superannuation to help set you up for retirement|
|Working will benefit your wellbeing with the feeling of making a meaningful and valued contribution to your family and society|
|You'll be an asset to your employer by broadening the range of talent and experience in their workplace.|
Getting back to work can mean:
- going back to your old job
- working reduced hours
- changes or adjustments to your duties
- going to a new job or role.
The benefits from returning to work are not limited to full time employment; working for a couple of hours a week can still have a positive influence on your quality of life.
Rest assured, we will continue to provide support throughout your journey back to work and on an ongoing basis even once you have made a return to work.
Common law and redemptions
If you are seriously injured at work you may be able to bring a common law claim for damages for economic loss if your employer's negligence caused or contributed to your injury.
If you choose to pursue a common law claim, we will provide you with information about common law processes and meet the cost of you obtaining advice about bringing a common law action, up to the limit prescribed by regulation.
If you are successful and recover damages at common law, we will continue to provide you with lifetime treatment, care and support for your injury. However, you will no longer have access to weekly payments of income support from the Return to Work scheme.