Retro-Paid Loss arrangement
A Retro-Paid Loss arrangement (PDF, 319 KB) (RPL) provides an opportunity for eligible large employers with good injury management and safety to benefit from reduced premiums. Under a RPL arrangement, an employer’s insurance premium more closely reflects their individual claims experience for claims with a date of injury in the premium period (financial year). The premium is adjusted each year to reflect the claim development over a four year period.
Is your business eligible?
To be eligible you must have a minimum base premium of $300,000 as an individual employer, or $500,000 for a group of employers. Work health and safety compliance is also required.
How do you apply for RPL?
To apply for a RPL arrangement you will need to submit an application form.
The application process closes annually on 31 May.
For further information to help you consider if this premium option is right for you, email retropaidloss@rtwsa.com.
Date printed: 04 Aug 2026
