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ReturnToWorkSA average premium rate for 2026-27 maintained

The ReturnToWorkSA Board has maintained the average premium rate (APR) for 2026-27 at 1.85%, which is the fourth consecutive year at this rate.

In deciding to hold the APR, the Board carefully considered several Scheme performance measures including return to work rates, elevated volatility in investment returns, and emerging cost pressures.

The APR will cover the estimated liability for new claims received in 2026-27.

Average premium rate explained

The APR is a measure of the overall cost of the Scheme. While the average premium rate is unchanged, the premium paid by individual employers will vary significantly depending on the risk and claims costs of the industry they operate in, the amount of remuneration they pay to their employees, and other individual employer factors.

How can businesses reduce their premium?

Employers can directly influence the amount of insurance premium they pay by preventing injuries from happening, and if they do, assisting and supporting the worker to recover and return to work as quickly as possible.

ReturnToWorkSA offers free tailored advice to employers to help improve their return to work practices through our Employer Education Service.