Executive leadership


Michael Francis

Chief Executive Officer

Michael has been the CEO at ReturnToWorkSA since September 2019, prior to which he was Deputy CEO Participants and Planning Experience with the National Disability Insurance Agency.

As a Deputy CEO at the National Disability Insurance Agency Michael led service delivery operations nationally, including the local area coordinator and early childhood early intervention partner networks.

Michael has extensive experience in work injury insurance having previously spent five years with ReturnToWorkSA in the roles of General Manager Insurance and General Manager Scheme Improvement and Regulation, as well as 15 years of service delivery and leadership experience working across a range of injury prevention, rehabilitation, insurance and regulatory roles in the Queensland work injury insurance scheme.


Declan Collins

Chief Operating Officer - Insurance

Declan joined ReturnToWorkSA in August 2020. He has 20 years' experience working in statutory personal injury schemes in various jurisdictions across Australia.

Prior to joining ReturnToWorkSA, Declan spent 7 year overseeing large claims management operations in Victoria, South Australia and New South Wales. He has also worked for WorkSafe Victoria in a number of different roles including Contract and Audit Manager, Director of Entitlements, Investigations Manager and Senior Prosecutor.


Paul Caskey

Executive Leader - Finance and Investments

Paul joined ReturnToWorkSA in 2012 as the Chief Investment Officer. He is now responsible for Finance, Investments, Actuarial, Analytics, Strategy, Governance and Risk. Paul has more than 20 years of finance and investment industry experience.

Prior to joining ReturnToWorkSA, Paul worked as the Manager, Investments at State Trustees Limited.


Terry Sweeney

Executive Leader - Digital and Information

Terry joined ReturnToWorkSA in 2022 and is responsible for leading digital transformation.

Terry is a senior leader with more than 22 years of industry experience in health and human services transformation. He has extensive international experience and a proven track record of helping organisations realise the potential of digital technologies. He has worked with leading government and private organisations across Europe, US, UK, Asia, Australia and New Zealand.


Monique Roberts

Executive Leader - People, Capability and Culture

Monique joined ReturnToWorkSA in 2011 and has more than 22 years’ experience in senior human resources roles. Monique is responsible for the Human Resources function and helps create a positive, high-performing workplace where individuals feel valued and inspired to do their best.

Prior to joining ReturnToWorkSA, Monique worked in a variety of HR roles in the telecommunications, banking, tertiary education, public and work injury insurance sectors in London, Shanghai and Amsterdam before emigrating to Australia and calling Adelaide home.


Samantha Jones

Executive Leader - Regulation

Samantha joined ReturnToWorkSA in September 2021 and is the Executive Leader of the Regulation group having formerly been the Leader Enforcement.

Samantha brings extensive regulatory experience, with a strong track record in advancing fair, transparent, and effective regulatory outcomes. She has a deep understanding of the South Australian Return to Work Scheme and is committed to fostering safe, supportive, and sustainable return-to-work pathways.

Prior to joining ReturnToWorkSA, Samantha worked in leadership roles including in education and policing.


Amanda Trudgian

Executive Leader - Legal Services

Amanda joined ReturnToWorkSA in 2016 as Manager Scheme Legal and since 1 July 2025 has been responsible for leading the Legal Services team.

Amanda has more than 30 years’ experience in work injury insurance and personal injury litigation.  She has extensive experience as both a barrister and solicitor in the UK and Australia and prior to working for ReturnToWorkSA, worked for five years as Employer Mutual’s legal counsel in South Australia.

Prior to working for Employers Mutual, Amanda worked in private practice specialising in the area of insurance law, predominantly working in the areas of workers’ compensation, public liability and general insurance.  She also gained experience with seafarers’ claims and Department of Health and WorkSafe prosecutions.  She dealt with matters right from the investigation stage to running matters to trail and appearing as counsel.

Since being at ReturnToWorkSA, Amanda has been responsible for the provision of expert legal advice in relation to key scheme-wide legal matters, advising on significant cases, scheme reform and, when requested, other matters raised by the business, such as employment and governance matters.